LPF - Upcoming Rates
       
Weekly Commentary



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Upcoming Rates

Month
T-Bond Rate
PBGC Rate
GATT Rate
August 2008
4.50
3.25
4.39
September 2008
4.25
3.25
4.44
October 2008
4.25
3.5
4.6
November 2008
4.0
3.25
4.69
January 2009
3.75
3.25
4.5
February 2009
3.75
3.75
4.27
March 2009
3.75
4.75
4.17
April 2009
3.75
4.0
4.0
May 2009
4.0
3.0
2.87
June 2009
4.0
3.5
3.13
July 2009
3.75
3.25
3.59
August 2009
3.5
3.5
3.64
September 2009
3.25
3.75
3.76
October 2009
3.25
3.75
4.23

Phone companies use monthly interest rates to calculate lump sum distributions. Employees who were pension eligible on 12/31/99 will use the BEST rate from the three rates listed above. All other employees use the BEST rate from the Monthly GATT and 10 Year Bond only. The stated PBGC rate is for lump sums over $25,000. Managers are encouraged to call our office for the Quarterly GATT rate.

 If you would like to discuss how changes in the rates affect your pension or would like to have one of our Senior Financial Advisors calculate your payment choices, simply call our office at (866) 897-8234 or fill out a pension request form found on our home page.





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Sarasota FL - 941.907.0101 | Tampa FL - 813.769.3733 | Lakeland FL - 863.687.0502 | Toll Free - 866.897.8234


Securities offered through Securities America, Inc., member FINRA/SIPC. Mark A. Lurz, Mark Picchi, Kristopher Flammang, Registered Representative Advisory Services offered through Securities America Advisors, Inc., a Registered Investment Advisory firm. Mark A. Lurz, Mark Picchi, Kristopher Flammang, Investment Advisor Representatives, LPF Financial Advisors and the Securities America companies are separate entities. Pension calculations available for Prior GTE Verizon only.

We are registered to sell Securities in the following states: Alabama, California, Colorado, Connecticut, Florida, Georgia, Illinois, Massachusetts, Michigan, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Ohio,Pennsylvania, South Carolina, Tennessee, Texas, and Wisconsin. We are licensed to sell Insurance Products in the following states: California, Connecticut, Florida, Georgia, Illinois, Massachusetts, Michigan, Nebraska, North Carolina,Pennsylvania, Tennessee, Texas, and Wisconsin. This is not an offer or solicitation for brokerage services, investment advisory services, or other products or services in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the securities laws or other local laws and regulations of that jurisdiction.